Insights

The Long View.

Educational notes from Cooper Norman Wealth on tax-aware investing, retirement plans for business owners, and long-horizon planning for Idaho families.

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Business owner looking out a window over an Idaho landscape after the sale of a company

Exit Planning · 4 min read

What to do after selling your business: the decisions that follow a sale

Selling a business ends one chapter and opens a planning chapter. Here are the decisions that tend to matter after the deal closes, and who helps with each.

Idaho business owner reviewing retirement plan options at a desk with paperwork and a laptop

Retirement Plans · 5 min read

SEP IRA vs SIMPLE IRA vs Solo 401(k): choosing a plan for your Idaho business

A plain-English comparison of three common retirement plans for business owners, including who each plan fits, how contributions work, and what changes when you hire.

Business owner and advisor reviewing a retirement plan illustration at a conference table

Retirement Plans · 4 min read

What is a cash balance plan, and when does it fit a business owner?

A cash balance plan can let a business owner save more for retirement than a 401(k) alone generally allows. Here is how it works, who it tends to fit, and what it asks of your business.

Idaho Falls business owner standing in a workshop, planning for retirement

Business Owners · 4 min read

Retirement planning for Idaho business owners: when the business is the plan

For many owners, the business is both the biggest asset and the retirement plan. Here is how to build savings outside the business and connect your exit to the income you will need.

CPA and financial advisor reviewing documents together with a client at a table

Planning Team · 4 min read

CPA vs financial advisor: how the roles differ and work together

Your CPA and your financial advisor focus on different parts of your financial life. Here is what each one does, where they overlap, and how they can work as a team.