01
Tax-Aware Asset Location
Which assets sit in taxable vs tax-deferred vs Roth u2014 coordinated with your CPA team's annual filing strategy.
Investment Management
Portfolio strategy aligned to your tax position.
Investment management at Cooper Norman Wealth isn't about chasing performance. It's about building a portfolio that survives your tax bracket, your business interests, and the long horizon you actually own.
Our Approach
We're not predicting markets. We're matching them to you.
Most advisors run the same portfolio for every client and call it diversification. We start with your tax position, your concentration in the business, and your time horizon u2014 then build the portfolio that compounds the right way for that picture.
How We Build a Portfolio
Four structural principles.
02
Concentration Management
Most business owners are over-concentrated in one asset: their business. We build the portfolio that diversifies AROUND that reality.
03
Cost Discipline
Low-cost passive cores. Active strategies only where they demonstrably earn the fee. Transparent expense ratios in every quarterly review.
04
Rebalancing With Tax Lens
Rebalances triggered by drift AND by tax-loss harvesting opportunities. Both lenses, every quarter.