01
Entity Structuring
Owner-comp adjustments, S-corp vs LLC trade-offs, family-limited partnership setup u2014 modeled before, not after.
Tax-Efficient Wealth
After-tax outcomes are the only outcomes.
Tax strategy isn't a year-end exercise u2014 it's the first lens on every wealth decision. Coordinated with your Cooper Norman CPA team from the introduction forward.
Why Tax First
Most wealth firms bolt tax on at the end. We invert that.
Traditional wirehouse advisors send you to your CPA. Cooper Norman Wealth advisors and Cooper Norman CPAs sit at the same table u2014 so the portfolio is built around your tax position from the first meeting, not retrofitted to it at year-end.
Where Tax Strategy Lives
The moments where tax decisions move the needle.
02
Asset Location
Which assets belong in taxable, tax-deferred, or tax-free accounts. Coordinated with portfolio strategy.
03
Sale Sequencing
Section 1042 ESOP rollovers, installment sales, QSBS exclusions u2014 modeled against three exit valuations before signing.
04
Charitable Strategy
Donor-advised funds, charitable trusts, qualified charitable distributions u2014 timed to the year that matters.
Frequently Asked
Common questions about tax-coordinated wealth.
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I already have a CPA u2014 why would I need Cooper Norman Wealth too?
Your CPA optimizes today's tax filing. We coordinate the multi-year tax strategy that runs alongside it u2014 when to harvest gains, when to defer them, when to trigger a charitable distribution. Both functions matter; they work best when they're in the same conversation.
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Does Cooper Norman Wealth provide tax filing services?
No. Tax preparation is provided exclusively through Cooper Norman or your existing tax advisor. Cooper Norman Wealth provides investment advice and coordinated wealth strategy. The two firms are separate and distinct companies.
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What's the difference between tax-efficient investing and tax-aware investing?
Most firms claim 'tax-aware' investing u2014 meaning they consider tax at the trade-execution level. Tax-efficient wealth coordinates portfolio decisions with your full tax picture: business income, real estate, charitable plans, family transfers. It's a structural difference, not a tactical one.
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How is tax-efficient wealth measured?
We track tax alpha u2014 the after-tax return improvement attributable to coordinated tax strategy u2014 and publish it in your quarterly review. Most clients see meaningful tax alpha in the first year as we restructure asset location and capital gains sequencing.