01
Tax-Aware Asset Location
Which assets sit in taxable vs tax-deferred vs Roth, coordinated with your CPA team's annual filing strategy.
Investment Management
Portfolio strategy aligned to your tax position.
Investment management at Cooper Norman Wealth isn't about chasing performance. It's about building a portfolio that survives your tax bracket, your business interests, and the long horizon you actually own.
Our Approach
We're not predicting markets. We're matching them to you.
We start with your tax position, your concentration in the business, and your time horizon, then build a portfolio designed around that picture.
How We Build a Portfolio
Four structural principles.
02
Concentration Management
Most business owners are over-concentrated in one asset: their business. We build the portfolio that diversifies AROUND that reality.
03
Cost Discipline
Low-cost passive cores. Active strategies only where they clearly justify their cost. Investment costs and expense ratios reviewed with you in plain terms.
04
Rebalancing With Tax Lens
Rebalances triggered by drift AND by tax-loss harvesting opportunities. Both lenses, every quarter.